A Comment about managing your finances and saving early from age of 18

My Comment on an article "Are you 18? Go through these financial Dos and Don'ts to secure your future" published in the economictimes.com Dated 15/05/2015 at 1:45 pm.


"Very useful article for youngsters and anybody wanting to manage his money matters. 

This author has very clearly explained each and every technique for earning money, saving and investing with good spending habits, maintaining budgets and tracking the spendings to locate unwanted spending habits. 
 One should try to understand each and every financial aspect of his activities and act smartly and prudently with the help of their parents and review of articles by financial experts 

This one is particularly a very good article with professional experience and tips which everyone should read and apply."

A Comment on How young couples need to plan and act prudently

My Comment on an article "How young working couples can build wealth without compromising on lifestyles" published in the economictimes.com Dated 11/11/2014 at 1:15 pm. 


"Very useful article. 

Both of you should plan by sitting together and discussing things. You must think of your future. 

At present, you may be independent with no children. But think of your position after having children. 

Calculate how your expenses will jump to double then. What are your requirements at such times. Children clothes, education, higher education etc. 

So wise couples should plan from now itself. Save and invest prudently."

A Comment on art and future trends of investment

My Comment on an article " 'Buy right sit tight' is going to be the art of investing " published in the Economic Times Dated 03/02/2014 at 9:50 pm.


"Very good analysis. Buy right and sit tight can be a good tool to gain continuous returns. 

You must be prudent enough to invest in a good business that is empowered with an efficient management. 

Further ascertain the previous records and growth history of the company if it is old one. New ventures which are popular at present can be good bets also.

A Comment on Investment in Tax saving schemes

My Comment on an article "Tax saving schemes see net outflow of Rs. 934 crore in 2012-13" published in the Economic Times Dated 02/01/2014 at 11 am.


A good advice. It means only those who can bear risk of low returns can invest on such schemes. Otherwise, PPF or other Fixed Deposit Schemes of Banks are more suitable for investors to get higher returns and also enjoy tax benefits.

A Comment on Investment in Stocks 2014

My Comment on an article "Stocks in 2014: .....mid-caps more attractive" published in the Economic Times dated 30/12/2013 at 11:45 pm.


"Good thing is to invest very cautiously and slowly on such items. 

Concentrate more on steady and confident stocks and take risk on mid caps or small caps prudently."