A Comment on Uber and Ola posing challenge to auto makers

My Comment on an article "Taxi-hailing apps like Uber, Ola could eat into auto sales: Anand Mahindra " published in the economictimes.com Dated 12/09/2015 at 2:30 pm.


"Competition is always good. There should be some competition or threat always, so that people does not indulge in taking undue advantages of the others. 

Now, car makers should come down with their prices, besides improving quality of features and providing technologically advanced equipments and tools in the vehicles. 

This is for the benefit of the consumers that Ola and Uber have emerged with their challenges."

A Comment on Sensex hitting 14 month low in the first week of September, 2015

	Dear Reader,
	Your comment on the article ''Sensex hits nearly 14-month low ahead of US jobs report'' is now displayed on timesofindia.com Dated 04/09/2015 at  4:50 pm.
	''I hope it is not due to our non-performance. It is the result of European economy slowing down and the massive Chinese jolt. The Greece breakdown and China slump has triggered all these fears and added to it is those of US speculations causing fears if Fed contemplates on hiking the rates in the nearby future.''
	Thanks for sharing your thoughts.
	Regards,
	Team TOI

A Comment on Raghuram Rajan being praised by Global economists

My Comment on an article "Global fund managers hail Raghuram Rajan for good work" published in the economictimes.com Dated 28/08/2015 at 11:30 pm. 


"True that Reserve Bank of India is gifted with such a good visionary and most capable man. 

His perception and predictions of ever changing economy are much reliable and based on deep analysis of facts and calculations. So he deserves all applaud in his own style of tackling the situations."

A Comment on the trend of markets as of now at the behest of China's bearish economy

My Comment on an article "Sensex may fall by another 1,000 points, Nifty by 300; Go short on rallies: Experts" published in the economictimes.com Dated 26/08/2015 at 10:30 pm. 


"The present trend may not be too much alarming. It is only a temporary fall which should last for very brief time. 

Already some crucial decisions have been taken by the Chinese banks to control the recession and the downfall of markets. 

The immediate activity in markets should be beneficial for selling and earning whatever margins possible. 

Investors should stop in fresh investments or they should proceed very cautiously if taking risks. Watching the trends for 2, 3 days would be more advisable now."

A Comment on China adopting to cut in interest and repo rates.

My Comment on an article "China cuts interest rates by 0.25 percentage points" published in the economictimes.com Dated 26/08/2015 at 10.15 pm.

"It is a very smart and intelligent decision. 

On one hand, the RRR has been reduced by 0.25 percent and at the other end, they are reducing the lending rates also so that as much of funds can flow into the markets. 

This should aid in controlling the dwindling economy of China to some extent. And exports on the other hand, if boosted, should bring in the foreign exchange which also is an important element for the stability of any economy."

A Comment on an accusation of RBI governor Raghuram Rajan's policy by critics

My Comment on an article "Biggest threat to Modi govt's "achche din" is RBI governor Raghuram Rajan" published in the economictimes.com Dated 21/08/2015 at 10:40 pm.  


"I do not agree with this author's endorsement for a 50bps rate cut nor accept the charges levelled by him on Raghuram Rajan. 

Just like he is terming Rajan as hawkish and ill informed about realities, we can term this writer also as partial in his outlook and biased in his views. 

I don't think, a rate cut will solve the problem. Rate cut can, on the other hand, lead to more funds in the hands of public and thereby inflation also. Simply implementing rate cut can't lower the burden on housing sector. Construction material should also be available at lower prices. 

Governments should impose more strict adherence for passing on of benefits of all social reforms to the common man instead of getting stuck up in the hands of middlemen." 

A comment related to disclosure of investments and interests in your Income Tax Returns

My Comment on an article "You could be filing a faulty tax return; here's how to avoid getting it rejected"  published in the economictimes.com dated 20/08/2015 at 5 pm. 


"Very useful article for taxpayers regarding filing of their tax returns correctly and accurately. They can check all the points raised by this author and see whether they are fulfilling these things before filing the return."

The main points to note are that one should declare his assets and investments and the rent or interest received from those items. while filing the returns. Otherwise, they could be liable for default and fined for willful non-disclosure. 

One should bear in mind that only interest received on savings accounts are exempt from tax, not others.

A comment on an article dealing with Freedom from Financial worries

My Comment on an article "Five steps towards freedom from financial worries" published in the economictimes.com Dated 11/08/2015 at 4 pm.


"Very useful article giving guidance on securing your life with smart financial planning and investment policies. 

This article stresses on the need for differentiating your needs and wants as the basic principle for financial planning. 

I also support this view that one should try to avoid some unnecessary desires and wants in order to save funds for future and be happy on a long run instead of looking at present enjoyment."

A Comment on Changes in Rules for Tatkal Booking with regard to identity proof

My Comment on an article titled "Railways modifies identity proof rules for Tatkal travellers" published in the economictimes.com Dated 28/07/2015 at 10 pm.  


"This is a very  good amendment in the rules for Tatkal bookings. 

Now bookings can be done very easily and quickly on net as you need not provide id proof while booking. 

Only you need to keep any one of the identity proofs with you in original while travelling. 

And when you are in a group of passengers, then, only one person of that group is required to produce the proof of identity which is truly a very great relief to the travellers."

A Comment on the demise of our "missile man" APJ Abdul Kalam Azad

My Comment on an article "The assignment which Dr A P J Abdul Kalam could not give to IIM Shillong students" published in the economictimes.com Dated 28/07/2015 at 9:50 pm.  


"He has been a great visionary always with great ideas for well being of people and improvement of their life. 

His contributions to the space technology as well as the health of the people in our country and the whole world are greatly appreciable. 

He will ever remain in the hearts of people. May his soul rest in peace."