A Comment on Modi Sarkar's efforts in securing economic recovery

My Comment on an article "Modi Sarkar@2: PM Modi's sound and sensible plan could lead to economic recovery" 


"His government has done some good work for the benefits of rural and poor man. Our country's economy has also been stabilised to a certain extent. 

His image has grown among foreign countries after he became the PM because of his developmental works and foreign policy." 

My further comment on a reader's objection to my point

"Our government can't bear subsidies or tax reliefs anymore. They have to balance the budget. 

Prices are controlled by the market. People should refrain from excess consumption so that demand for commodities comes down. Then only we can force the sellers to decrease prices. 

Service Tax is essential as it generates revenue for other public works."

A comment on Infosys outperforming Cognizant

My Comment on an article "Sikka's Infosys looks set to outdo D'Souza's Cognizant after 13 years" published in the economictimes.com Dated 14/05/2016.



"That's a great news and will be much exciting for Infy people if it becomes real.

Infosys people are becoming more smart and competent recently and their sincere efforts have become fruitful.

It is a team effort as a whole and should not be credited to Sikka's account alone.

People at Cognizant ( a small portion of them) have become somewhat overconfident and let things go on their own way, which must be a reason for their downgrade. Further, it is a very vast organisation and full supervision is not possible at all levels."

A Comment on introduction of Geospatial bill curbing usage of Maps and GPS apps

My Comment on an article "Geospatial bill will impact tech giants like Google, Uber as well as Indians using GPS-enabled smartphones" published in the economicetimes.com Dated 11/05/2016 at 6 pm. 


"I hope this step is being taken by our governments in the interest of our country's security. 

People should stop sharing everything on the internet publicly. It can be of much risky for our security.

But, our government should also consider other options of allowing people who want to track their path on journeys with the help of GPS. Tourists and all service providers should be able to reach their destinations without any problems." 

A Comment on housing prices stagnating in major cities

My Comment on an article "Investors' pain becomes buyers' gain as housing prices stagnate" published in the economictimes.com Dated 10/05/2016 at 10:30 pm.


"I think Pune and Hyderabad have good prospects for IT sector development. Whereas Mumbai and Delhi have reached their saturation points and there is no further scope for development. That can be one major reason for a great demand and price appreciation in Pune and Hyderabad realty prices".

A Comment on the ban of women's entrance into Sabarimala Temple

	My comment on the article ''How can you link periods to purity: SC on Sabarimala ban' published on timesofindia.com Dated 26/04/2016 at 11:20 am.
	''I believe that women themselves will refrain from entering a temple while they are in the periods. There is no need for a complete ban. Banning the entire women from entering the temple because of some who might be in periods is not a wise decision. It is an insult to all the women. Further, by doing so, you are encroaching upon their fundamental rights of their right to worship and right to freedom.''
	Thanks for sharing your thoughts.
	Regards,
	Team TOI

A Comment on renaming of Gurgaon as Gurugram

My Comment on an article "Renaming Gurgaon as Gurugram indicates rustic imagination of Millennium City's political masters" published on economictimes.com Dated 15/04/2016.


"People (especially politicians) waste much of their time in changing names of streets and cities rather than concentrating on developmental projects. 

They think (or try to impress some of their people) that they are more patriotic than their predecessors by indulging in such activities.

But what they are doing is actually creating hatred and tension among people and disturb the normal life of public."

A Comment on making best use of your Bonus

My Comment on an article "7 ways to make the most of your bonus this year" published in the economictimes.com Dated 15/04/2016.

"Very useful advice. The author has explained in this article how to make the best use of your bonus so that you can benefit a lot from it.

The first thing to consider is to pay off some of your debts that do not save your tax or that which attract higher interest rates and so a burden on you.

The next advice is to benefit from the new tax break given in section 80CCD (1b) which allows additional deduction of Rs.50,000 invested in NPS which is in addition to the existing limit of 1.50 lacs under all clauses of section 80C.

Then, she advises you to increase your investments in Equities, to consider investing in Sukanya Samridhi, to consider buying a home with a home loan, and some other smart options."

All these tips are worthy of giving deep some consideration.

A Comment on Kerala temple firecrackers tragedy

My Comment on an article "Kerala temple tragedy: Tremors felt a kilometre away; charred bodies all over" published in the economictimes.com Dated 10/04/2016 at 3:15 pm.

"Very much shocking news. May the departed souls RIP.

The last day of the 7 day festivities at a 100 year old temple (Puttingal Devi temple) near Kollam in Kerala state turned into a devastating fire and explosions, resulting in loss of lives at the early hours of 10/04/2016.

Why people enjoy such massive display of firecrackers? It is a sheer waste of money and a much risky job.

The temple was celebrating the final day of festival with massive firecrackers and the storage of crackers caught fire according to reports which blew up the temple and surrounding areas."

A Comment on revelations of another scam leaked through Panama Papers

My Comment on an article "Who leaked Panama papers and why?" published on economictimes.com Dated 09/04/2016 at 2:40 pm.


"It is a great job done, whoever has done. 

And done for no monetary gain or any returns except security to his identity. That shows how much he is worried for the economic plight of the world. 

Indulging in illicit acts of graft, stash for escaping or minimising tax liability are severe human crimes which should be brought under control. These are anti-social elements as the tax otherwise collected could have been utilised for various economic development programs." 

A Comment on new decreased interest rates being applied by SBI and BOB

My Comment on an article "SBI and Bank of Baroda take lead in lowering lending rates based on new formula" published in the economictimes.com Dated 06/04/2016 at 12:10 pm.


"It is a good news that RBI has succeeded in compelling Banks to bring down their lending rates on the basis of Marginal Cost Lending Rate system (MCLR). 

So, Banks will be now charging their rates quarterly applying MCLR calculations. The interest may be either decreasing or increasing quarterly according to their operational costs and market rates. 

Even though existing home loan lenders may not get quarterly benefits as their rates will be fixed on yearly basis, they are now protected from any mid-year increase in rates also. They will not be charged higher rate if the rate increases in any quarter. Their rates will be determined yearly and continue throughout the year. 

Only fresh lenders will get the current rates applied to their loans and their rates will also get fixed for one full year at prevailing rates on that particular day of sanctioning loan. 

This is a kind of safe protection against any abrupt changes in the interest rates of each quarter. The present home loan rate charged by SBI for women is 9.40% and for men it is 9.45% as mentioned in above article which is much reasonable as compared to previous rates which used to be more than 10%."