A Comment on why investors look at safer investments like bank FD or KVP

My Comment on an article "What your bank FD, KVP can do in 8 years, these stocks did in 3 years" published in economictimes.com on 12/06/2016 at 4:50 pm.


"Nifty or NSE, stocks are always a good bet than FDs and KVPs. But,they involve great risks as well. 

It can, sometimes, turn out to be gambling with more zeal. 
Investors need to be smart and proficient and possess the capacity to bear in case of losses. 

That's why most people look at safer means of investment rather than bear a loss." 

A Comment on introduction of Kisan Vikas Patra

My Comment on an article "Government aims at raising savings; re-launches Kisan Vikas Patra" published on economictimes.com Dated 18/11/2014 at 10 pm.


"The purpose of helping poor in savings will not be solved with this KVP if it doubles the amount in 100 months. 

The amount invested need to be doubled at least in 72 months if not in 60 months. 

The maximum ceiling for doubling the amount can be fixed if government wants to control the investment by (bona fide) investors so that affluent class will not reap the benefits."